Legal Notice, Disclaimer & License Terms

1. Nature of the Product

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The Product is a digital spreadsheet template designed for organisational and record-keeping purposes.

The Product is not customised advice and is not tailored to any individual’s specific tax, financial, or legal circumstances.

The Product is intended for use within South Africa unless otherwise stated.

 

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2. No Professional Advice

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The Creator is not a registered tax practitioner, accountant, financial advisor, or legal professional.

The Product:

• Does not constitute tax advice

• Does not constitute financial advice

• Does not constitute legal advice

• Does not constitute accounting services

• Does not replace professional consultation

You are solely responsible for seeking advice from a qualified professional regarding your specific tax, financial, or legal circumstances.

 

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3. Accuracy & Regulatory Changes

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Tax laws, thresholds, and reporting requirements may change over time.

The Product was created based on information available at the time of publication (February 2026). While reasonable effort is made to maintain relevance, the Creator makes no representation or warranty that:

• The Product reflects the most current legal or regulatory requirements

• The Product is complete for every tax situation

• The Product guarantees compliance with SARS or other authorities

You are responsible for verifying current requirements before submitting any tax filings or financial documentation.

 

4. Limitation of Liability

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To the fullest extent permitted under the Consumer Protection Act 68 of 2008 and applicable South African law:

• The Creator’s total liability for any claim arising out of or relating to the use of the Product shall be limited to the purchase price paid for the Product.

• The Creator shall not be liable for any indirect, incidental, consequential, special, punitive, or financial losses, including but not limited to penalties, lost profits, lost revenue, or regulatory fines.

Nothing in these terms excludes liability where such exclusion would be unlawful, including liability for fraud or gross negligence.

 

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5. User Responsibility

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By purchasing and using the Product, you acknowledge that you are responsible for:

• The accuracy of all data entered

• Ensuring proper record-keeping

• Confirming regulatory requirements

• Safeguarding your own financial records

• Maintaining backup copies​

 

The Creator is not responsible for data loss resulting from user error, deletion, modification, or misuse of the Product.

 

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6. License Grant

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Upon purchase, the Creator grants the Customer a non-exclusive, non-transferable, single-user license to use the Product for:

✔ Personal use
✔ Use within your own freelance or small business

 

You may not:

✘ Resell the Product
✘ Share, distribute, sublicense, or transfer the Product
✘ Upload the Product to public or private sharing platforms
✘ Modify and resell the Product
✘ Claim authorship or ownership

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All intellectual property rights remain the property of The Calm Office Templates by Roxanne.

 

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7. Digital Product & Refund Policy

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Due to the digital nature of the Product, all sales are final once access has been granted or the Product has been downloaded, except where required otherwise under the Consumer Protection Act.

 

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8. Updates

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Updates may be released periodically to reflect structural improvements or significant regulatory changes.

Unless otherwise stated, updates are provided at the Creator’s discretion and are not guaranteed indefinitely.

Customers will be notified of available updates where applicable.

 

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9. Electronic Transactions

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This website operates in accordance with the Electronic Communications and Transactions Act 25 of 2002.

 

The following information is provided:

Business Name: The Calm Office Templates by Roxanne
Contact Email: roxanneamora.inc@gmail.com
Instagram DM: thecalmoffice_rox

 

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10. Governing Law

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These terms are governed by the laws of the Republic of South Africa.

Any disputes arising from the use of the Product shall be subject to the jurisdiction of South African courts.

 

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11. Acceptance of Terms

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By purchasing or using the Product, you confirm that you have read, understood, and agreed to these Legal Notice, Disclaimer & License Terms.